XRP, the digital asset associated with Ripple, may be on the cusp of a transformational moment in the financial landscape. As the U.S. exchange-traded fund (ETF) market continues to experience significant momentum, the prospect of XRP’s inclusion in various ETF baskets raises intriguing questions about its potential price trajectory.
The ETF market in the United States has seen remarkable growth, with the overall industry managing more than $10 trillion in assets by May 2025, as noted in a report from LSEG (formerly Refinitiv). Equity ETFs dominate this landscape, holding approximately $8.6 trillion, while bond ETFs account for nearly $2 trillion. The increasing appetite for ETFs has led to a burgeoning selection, with 4,245 ETFs listed, about 800 of which manage over $1 billion each, collectively representing more than 95% of total assets. This growth is credited to soaring investor interest, highlighted by the launch of over 900 new ETFs in North America in 2024 alone, which attracted inflows exceeding $330 billion.
The introduction of the 2019 ETF rule, allowing for custom baskets of assets within funds, has further enhanced liquidity in the market. This development has been particularly beneficial for bond ETFs, while also introducing complexities such as wider tracking errors. Amid this backdrop, XRP is positioned for a possible entrance into this flourishing space as several issuers, including Canary Capital, WisdomTree, and Bitwise, have filed applications to launch spot XRP ETFs in the U.S., with anticipated decisions forthcoming in October 2025.
Analysts believe that if XRP succeeds in joining the ETF realm, it could catalyze a wave of institutional interest, potentially stabilizing and propelling its price upward. To explore the ramifications of XRP’s inclusion in every suitable ETF basket by 2035, experts turned to Grok, an AI chatbot from xAI, for insight.
Grok’s analysis suggests that such broad ETF inclusion could generate significant bullish momentum for XRP. This development could augment liquidity, expand market access, and bolster institutional adoption, potentially drawing in a sizable share of capital that Bitcoin ETFs have historically attracted. Moreover, Grok emphasized XRP’s inherent utility in facilitating cross-border payments, coupled with Ripple’s expanding global partnerships and increasing regulatory recognition, which could solidify XRP’s standing as a mainstream financial asset.
In a speculative evaluation, Grok estimated that if XRP successfully navigated this landscape, its price could soar between $50 and $100 by 2035. This price range would position its market capitalization in the neighborhood of $3 trillion to $6 trillion. However, Grok cautioned that this optimistic scenario hinges on favorable regulatory developments, stronger financial integration of XRP, and overall supportive conditions within the broader cryptocurrency market.
As XRP eagerly anticipates its potential role in the ETF space, stakeholders and investors alike are encouraged to remain vigilant and conduct thorough research amid this evolving landscape. The dynamics surrounding XRP’s integration into ETFs may shape its future, warranting careful observation as developments unfold.
