Visa and Tangem are at the forefront of transforming how cryptocurrency integrates with traditional payment systems by combining self-custody features with financial compliance. As the crypto industry trends toward decentralized finance (DeFi) ecosystems, Best Wallet is emerging as a potential leader in expanding crypto finance beyond mere payments to a broader digital economy.
The latest innovation in this landscape is Tangem Pay, a collaboration between the Swiss crypto wallet provider and Visa. Scheduled for rollout in November 2025, this service allows users to spend USDC, a stablecoin backed by the US dollar, directly via a Visa virtual card linked to their Tangem Wallet. This development represents a blend of conventional financial technology and DeFi, allowing users to maintain custody of their funds while enjoying the practicality of everyday spending.
The rollout will initially cover the United States, Latin America, and the Asia-Pacific region, with plans to expand to the UK and EU in 2026, aligning with the European Union’s forthcoming MiCA regulatory framework, which aims to ensure compliance for stablecoin transactions. Each transaction converts USDC to USD at a 1:1 ratio at checkout, creating a streamlined process for linking crypto holdings with merchant payments. Notably, unlike custodial cards, Tangem ensures that users retain complete ownership of their assets, while also adhering to Know Your Customer (KYC) regulations through its partnership with Rain.
This integration marks a significant evolution in the use of cryptocurrency for everyday transactions. According to Visa’s research, over 60% of digital asset holders express a desire to use their crypto for routine purchases. With the market cap of stablecoins surpassing $300 billion, the timing for such innovations is highly strategic.
While Tangem focuses on optimizing payments, the evolution of crypto finance is extending beyond just purchasing power. Investors are increasingly looking for platforms that provide comprehensive management of their digital financial lives, encompassing wallets, staking opportunities, trading, and access to DeFi. This is where Best Wallet comes into play.
Best Wallet is evolving into an all-encompassing DeFi ecosystem, accommodating over 90 blockchain networks and offering services such as cross-chain swaps, staking tools, presale access, and upcoming futures trading. While Tangem connects users to spending capabilities and blockchain, Best Wallet aims to unify functionality and financial independence.
Designed to streamline the decentralized finance experience, Best Wallet allows users to manage all their financial activities from a single interface, eliminating the need for multiple apps to handle trades and portfolio management. Its built-in decentralized exchange (DEX) helps users find optimal rates for swaps, while its presale aggregator offers early access to exciting token launches. Recent updates to Best Wallet have improved speed and functionality, with expanded language support and enhanced user experience.
At the core of this platform is the $BEST token, which powers the ecosystem, providing holders with reduced trading fees, increased staking rewards, governance rights, and exclusive access to promotional campaigns. This token is not designed for speculation but is focused on long-term utility within the platform.
The overarching narrative connecting these developments is clear: the evolution of crypto self-custody is leading toward a self-sovereign finance model. With Tangem and Visa facilitating the use of stablecoins in daily transactions, the integration of financial tools is becoming a reality. Platforms like Best Wallet are establishing the necessary infrastructure to manage, expand, and diversify assets across various blockchains, contributing to a future where digital assets are functional and spendable within numerous financial ecosystems.
This convergence signifies a new era in crypto fintech—hybrid systems that merge compliance, convenience, and control. In the coming years, it may not be unusual to envision users managing their tokens in Best Wallet, leveraging DeFi applications for staking or trading, and then seamlessly using them for in-store purchases through a Visa-enabled Tangem card—all while safeguarding their private keys.
As self-custody transforms into the standard, crypto wallets are progressing into comprehensive financial operating systems. Whether through Tangem’s hybrid payment system or Best Wallet’s multifaceted capabilities, the line separating decentralized finance from traditional fintech is rapidly disappearing.
The partnership between Tangem and Visa represents a vital step in making cryptocurrency practical for everyday transactions, while platforms like Best Wallet signal where the real future of fintech lies—in integrating expenditure, staking, and intelligent asset management under one secure, decentralized system. As the next wave of crypto adoption emerges, it will likely be driven by utility and usability rather than mere speculation, positioning Best Wallet to lead this transformation.
