Investors holding between 1,000 and 5,000 XRP tokens are poised to see significant profits in the wake of the recent launch of XRP spot exchange-traded funds (ETFs), which have generated substantial demand and swiftly absorbed XRP from exchanges. Over the first eleven trading days, the four newly launched ETFs managed to capture approximately $666 million worth of XRP, greatly exceeding the $618 million accumulated by six Solana ETFs over a longer period of 23 days.
This aggressive accumulation has led analysts to speculate that ETF issuers might eventually deplete the supply of XRP available on retail exchanges, creating a scarcity that could drive notable price increases. Brad Kimes, founder of Digital Perspectives, explored this scenario using the AI model Grok to analyze the remaining liquid XRP across exchanges and estimate the timeline for a potential supply drain.
As of late November 2025, major exchanges, including Binance, Upbit, Bithumb, and OKX, reportedly hold between 5 and 6 billion XRP in tradable reserves. Binance alone has approximately 2.71 billion XRP in its reserves, a decrease of 300 million since early October and an additional 100 million since mid-November when the ETF launches occurred. Grok indicated that exchanges lost about 73 million XRP in one day, reflecting a shrinking sell-side pressure as ETF demand rises. This liquid supply comprises roughly 9% to 11% of the circulating total of 56 billion XRP.
In assessing how long it might take for the ETFs to fully absorb this supply, Grok analyzed inflows from November 25 to 27, revealing that issuers averaged $26 million in daily acquisitions, translating to approximately 11.8 million XRP at a price of $2.20 each. At this purchasing rate, draining 5 billion XRP would require about 422 days, and 6 billion XRP would take around 506 days, suggesting a complete supply drain could occur within 14 to 17 months.
The uncertainty persists regarding how such a supply shock would impact XRP’s price. Google Gemini notes that crypto assets often experience exponential rises during scarcity events, as buyers push prices higher to incentivize remaining sellers. A Bank of America analysis from 2021 indicated that each dollar inflowing into Bitcoin resulted in a $118 increase in market value during tight supply phases.
Using similar principles, Gemini outlined potential price zones for XRP if ETFs were to acquire the remaining 5 to 6 billion liquid tokens. They identified a first major price level between $8 and $13 driven by momentum, while a stronger supply crunch could escalate XRP’s value to between $20 and $25, especially if investors compare it directly to Ethereum (ETH) during a bullish market phase.
In a highly optimistic scenario where ETF demand far outstrips available tokens, XRP could potentially surge beyond $50. Furthermore, Gemini detailed how the anticipated price growth could unfold over the next 17 months: the first six months might see a rise from $2.20 to $5, followed by an increase to around $15 in months seven through twelve, and culminating in a “mania phase” during which prices could spike to $20 or more.
The implications for individuals holding between 1,000 and 5,000 XRP are significant. Currently, 596,029 wallets fall within this bracket, forming the third-largest address group on the XRP Rich List. Under present conditions, 1,000 XRP is valued at about $2,200, and 5,000 XRP comes to approximately $11,000. If XRP were to soar to $50, 1,000 tokens could swell to $50,000—a staggering increase of $47,800—while 5,000 tokens could rise to $250,000, resulting in a profit of $239,000. Even at a more conservative target of $20, the profits remain substantial, with 1,000 XRP climbing to $20,000—a gain of $17,800—and 5,000 reaching $100,000, yielding an $89,000 profit.
Despite these enticing prospects, readers should exercise caution and conduct thorough research before making any investment decisions, as this content is intended solely for informational purposes and not as financial advice.

