The Crypto.com platform currently does not provide direct access to index funds, including S&P 500 index funds, nor through its Crypto.com App or Crypto.com Stocks. However, users can invest in U.S. stocks and index-tracking Exchange-Traded Funds (ETFs) at a commission rate of 0%.
An S&P 500 index fund is designed to mirror the performance of the S&P 500 index, which includes around 500 large-cap U.S. companies spanning various industries such as technology, healthcare, financial services, and consumer goods. This index is widely recognized as a benchmark for the overall U.S. stock market, representing approximately 80% of the market by capitalization as of 2025. Investing in S&P 500 index funds allows individuals to engage with major corporate players that hold significant sway in the economy.
These funds operate by passively tracking the index, holding the same companies in similar proportions as those found in the S&P 500. This strategy aims to match the index’s performance rather than trying to exceed it. Factors such as fee structures, tracking methodologies, and rebalancing schedules can slightly affect how closely a fund performs relative to the actual index, but the core goal remains consistent.
There are notable advantages and drawbacks to S&P 500 index funds. On the plus side, they offer a straightforward investment strategy, high liquidity due to the active trading of the index, lower costs associated with expense ratios relative to actively managed funds, and a historical record of resilience attributed to the stable earnings of the included companies. On the downside, these funds focus solely on large-cap stocks, neglecting mid-cap and small-cap companies, and they can exhibit concentration risk, where the performance is significantly influenced by a few large firms.
In contrast, a total market index fund encompasses a broader array of U.S. companies, not restricted to large-caps. These funds include thousands of stocks representing large, mid, and small-cap firms, offering investors a more comprehensive view of the equity market. They similarly utilize a passive approach, with market-cap weighting determining their performance, but they can experience increased volatility due to the presence of smaller companies.
Investing in total market index funds provides broader exposure and has the potential to capture growth from smaller or mid-sized companies, which may respond differently to market fluctuations than larger corporations. However, this category can also generally experience higher volatility and has a more complex underlying structure due to the vast number of included securities.
Both S&P 500 index funds and total market index funds exhibit significant overlap, as total market funds typically include the large companies represented in the S&P 500 while also investing in thousands of additional mid- and small-cap stocks. Historical returns from both fund types have shown similarities, with total market funds occasionally outperforming S&P 500 funds over extended periods due to their broader scope.
Individuals interested in investing through Crypto.com Stocks can access various ETFs, including those that track indices similar to the S&P 500 and total market indexes, without incurring commissions. Users can create an account, verify it, deposit funds, and search for index ETFs or stocks, benefiting from the platform’s commission-free trades.
FAQs regarding these investment opportunities clarify that while the S&P 500 is often seen as a proxy for the U.S. stock market, it does not encompass all U.S. equities. Total market funds provide a more extensive exposure, including mid- and small-cap companies, which can impact performance across various market conditions. Furthermore, distinctions between index funds and ETFs are noted, emphasizing that ETFs trade during market hours while mutual funds price daily at net asset value (NAV).
While Crypto.com Stocks offers ETF exposure, traditional index funds or mutual funds are not available on the platform. All investments carry risks, and past performance does not guarantee future results – making it crucial for investors to evaluate their objectives and risk tolerance before participating in market activities.
