Ripple CEO Brad Garlinghouse has laid out an ambitious plan for 2026, emphasizing the long-term growth and utility of both XRP and RLUSD, the company’s stablecoin. During a recent discussion on X, Garlinghouse expressed that while 2025 was a remarkably successful year for Ripple, he believes 2026 has the potential to surpass it.
He referenced 2025 as the “Tom Brady year” for Ripple, highlighting significant milestones, including two key acquisitions: Ripple Prime and GTreasury. These strategic moves, according to Garlinghouse, have enhanced Ripple’s operational capabilities and set the foundation for future growth. The firm is now intent on actively utilizing its digital assets, with a particular focus on Ripple XRP and RLUSD.
Garlinghouse’s comments come shortly after Ripple secured an Electronic Money Institution (EMI) license in the UK, bolstering its compliance portfolio. He indicated that the company’s trajectory is aimed at establishing Ripple as a major player in the payments industry, with an ambitious vision of enabling the “Internet of Value.” Ripple’s partnership with BNY Mellon, which selected Ripple for its tokenized deposits capabilities, further supports this vision.
Despite fluctuations in market conditions, XRP has maintained trading above the $2 mark, a price level it has held since January 2. Although the token experienced a drop from its peak of $2.4 earlier in the year due to profit-taking by some holders, it remains positive year-to-date. Recently, XRP ETFs faced their first outflow after over 50 consecutive days of inflows, with approximately $40 million exiting on January 7. However, this burden appears to be temporary, as subsequent days saw a rebound, with inflows continuing and the ETF products maintaining over $1.47 billion in assets.
As the firm prepares for 2026, it aims to address the relatively low adoption rates of XRP and RLUSD in comparison to other leading digital assets. Garlinghouse reiterated that Ripple XRP is central to their strategic vision moving forward. This commitment to growth and utility suggests that Ripple intends to make significant strides in both technology and market presence in the months ahead.
