In a significant move aimed at enhancing access to digital assets, MoonPay has unveiled MoonPay Trade, a cutting-edge technology platform designed to provide applications, financial institutions, and enterprises with streamlined access to on-chain liquidity across over 200 blockchains and protocols via a single API. This launch marks an important evolution in MoonPay’s service offerings, allowing users to navigate fragmented on-chain liquidity markets more efficiently.
As part of this initiative, MoonPay has successfully acquired and integrated Decent.xyz, a cross-chain routing company supported by Y Combinator. The specifics of the acquisition deal remain undisclosed, but Decent.xyz’s innovative infrastructure will serve as the backbone for the newly launched MoonPay Trade platform.
MoonPay Trade is engineered to simplify the complexities of digital asset transactions by automating execution, settlement, conversion, and payment processes across more than 120 fiat currencies. It is positioned as the execution layer for MoonPay Institutional, the firm’s regulated financial services unit led by Caroline D. Pham, the former acting Chairman of the Commodity Futures Trading Commission (CFTC).
With this latest platform, MoonPay aims to bolster its overarching strategy surrounding tokenized financial services and digital asset markets. In just 18 months, the company has completed over six acquisitions across various sectors, including payments, stablecoins, digital asset custody, and on-chain trade execution infrastructure. Noteworthy among these acquisitions is DFlow, a trading infrastructure provider operating on the Solana blockchain, which reportedly processed more than $12 billion in trading volume during the first quarter of 2026. Together, MoonPay Trade and DFlow intend to broaden execution capabilities to encompass EVM-compatible, cross-chain, and Solana-native markets.
MoonPay Trade is equipped with features such as cross-chain routing and execution, collateral mobility, fiat-to-on-chain liquidity conversion, compliance infrastructure, and unified balances across different blockchains. This innovative system is tailored to support the growing institutional adoption of tokenized assets and decentralized finance (DeFi) infrastructure.
Recent market trends indicate a surge in institutional demand for tokenized real-world assets, with the on-chain value of this market exceeding $25 billion. Projections from the Boston Consulting Group suggest that the value of tokenized real-world assets may escalate to $14 trillion by 2030 and could reach as much as $55 trillion by 2035.
Founded in 2021, Decent.xyz has developed sophisticated routing algorithms, bridge infrastructure, and aggregation technology to optimize execution across numerous chains and millions of digital assets. The co-founders of Decent, including Charlie Durbin, emphasized the platform’s ability to facilitate instant access to various assets across blockchains.
Key figures from both companies have expressed confidence in the new platform. Ivan Soto-Wright, CEO and co-founder of MoonPay, asserted that “MoonPay Trade brings all of that together in one platform for any institution, enterprise, or application,” highlighting the consolidated approach to accessing tokenized assets. Meanwhile, Caroline D. Pham remarked that the platform offers a technology framework that equips financial institutions with comprehensive access to on-chain markets, reinforcing full compliance.
Durbin echoed this sentiment, noting that Decent’s technology simplifies the often-complicated process of transacting across fragmented markets, paving the way for more robust financial interactions between fiat and on-chain execution and settlement.
