Ripple has announced its acquisition of GTreasury for $1 billion worth of XRP, marking a significant entry into the $120 trillion corporate treasury market. The deal provides Ripple with direct access to a diverse array of corporate capital operations through GTreasury, a firm boasting over 40 years of experience in developing treasury management systems.
The acquisition is characterized as a complete takeover, paid entirely in XRP, granting Ripple ownership of GTreasury’s sophisticated cash forecasting, risk management, and compliance tools utilized by major corporations. Rather than simply modifying existing systems, Ripple aims to revolutionize them by introducing faster, programmable solutions. The company emphasizes the elimination of lengthy cross-border settlements and the liberation of capital previously confined in silos. Ripple’s vision is to create a rapid, fluid system whereby corporate treasurers can access and utilize their funds in real time.
CEO Brad Garlinghouse articulated the long-standing inefficiencies in traditional payment infrastructures, stating that they have created delays, elevated costs, and obstacles to market entry—issues that blockchain technologies are ideally positioned to resolve. He believes the integration of Ripple’s crypto infrastructure with GTreasury’s capabilities will enable teams to process payments instantaneously and explore growth opportunities.
Renaat Ver Eecke, GTreasury’s CEO, referred to the acquisition as a “watershed moment” for corporate finance, indicating that combining their comprehensive solutions with Ripple’s speed and global crypto network will significantly enhance treasury management. This partnership aims to transform how treasury operations handle liquidity, payments, and risk in a digital economy.
With this acquisition, Ripple provides corporate finance teams with new capabilities to hold, transfer, and invest crypto assets internationally. One of the critical integrations will allow clients to interact with the global repo market via Hidden Road, a prime broker that Ripple acquired earlier this year. This integration opens avenues for companies to earn returns on short-term idle capital, addressing a major pain point associated with traditional financial systems.
This acquisition is Ripple’s third major investment in 2025, following its purchases of Hidden Road and Rail, a platform designed for stablecoin infrastructure. The overarching objective of these acquisitions is to seamlessly integrate existing technologies with Ripple’s crypto infrastructure.
The deal with GTreasury is anticipated to finalize within the coming months, contingent upon regulatory approvals. Both teams have already begun collaboration on the technical integration necessary to deliver real-time liquidity to enterprises.
Garlinghouse emphasized on social media the impactful nature of this acquisition, highlighting Ripple’s expansion into the $120 trillion corporate treasury payments sector. He reinforced the critical role of payments as the primary use case for crypto and blockchain technologies, stating the historical complexities of traditional payment systems create significant friction and unnecessary costs. By working with GTreasury, Ripple aims to leverage its experience with well-known brands to help CFOs effectively manage a wide range of assets, including stablecoins and tokenized deposits. The integration is positioned as a necessary step to capitalizing on emerging opportunities in the financial landscape.
