In a recent interview on Fox Business’s “Mornings with Maria,” Ripple CEO Brad Garlinghouse shared insights on the company’s significant growth amidst ongoing volatility in the cryptocurrency market. He discussed various topics, including the new regulatory framework from the SEC and CFTC, and the recent passage of the CLARITY Act, which could have implications for the industry.
Garlinghouse highlighted that Ripple has been on a remarkable trajectory, underscored by two major acquisitions within the past year. A key development was the acquisition of GTreasury, finalized in October 2025, for $1 billion. This strategic move resulted in the formation of Ripple Treasury, enabling the company to tap into the vast multi-trillion dollar corporate treasury market and gain access to a plethora of large, successful corporate clients.
During the interview, he provided context for Ripple Treasury’s impact, noting that it processed a staggering $13 trillion in payments over the past year—none of which involved stablecoins or crypto. Garlinghouse emphasized that this creates a significant opportunity for integrating cryptocurrency into treasury operations, which is increasingly being sought after by corporate boards and CFOs aiming for more efficient money transfer methods.
Describing stablecoins as akin to a “ChatGPT moment” for finance, he drew attention to the remarkable $33 trillion in stablecoin transactions recorded last year. He contrasted this speed of settlements, which can occur within a minute anytime, against traditional payment methods that often take three to five days and entail higher friction.
In early 2026, Ripple conducted a comprehensive survey involving over a thousand financial leaders from banks, asset managers, fintech firms, and corporations. The findings indicated a strong preference for stablecoins among these stakeholders. Furthermore, interest in the tokenization of financial assets is on the rise, with most banks and asset managers actively seeking partners to facilitate their strategies. An impressive 89% of those evaluating tokenization options cited digital asset storage and custody as a critical priority.
Interestingly, fintech companies appear to be leading the way in using digital assets for treasury and payment operations, outpacing traditional financial institutions and corporates. Notably, 31% of fintechs utilize stablecoins to collect customer payments, while 29% accept payments directly in stablecoins. A comparable number rely on digital asset custodians or infrastructure providers to secure assets.
Overall, Garlinghouse’s outlook encapsulates a transformative moment for Ripple, reflecting broader trends within the cryptocurrency space, particularly with the rising acceptance of stablecoins and the evolving landscape of financial technologies.
