Ripple has achieved a significant milestone in its bid to enhance its presence in the European market by obtaining a complete Electronic Money Institution (EMI) license from the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg. This development, approved on February 2, 2026, follows the initial EMI license granted to Ripple just a month prior.
With this full EMI license, Ripple is now authorized to expand its payment services throughout all member states of the European Union. The CSSF confirmed that Ripple met all necessary regulatory requirements, solidifying its position as a legitimate EMI within the EU framework.
Cassie Craddock, Managing Director of Ripple’s activities in the UK and Europe, hailed the license as a pivotal moment for the company’s operations in the region. “This authorization places us at the heart of European finance,” she noted in a press release. Craddock emphasized that the license would empower Ripple to further its mission of providing a robust and compliant blockchain infrastructure to customers across the EU. Additionally, the firm aims to aid European businesses in transitioning towards digital-first financial systems.
The acquisition of the EU EMI license complements Ripple’s expanding portfolio of more than 75 regulatory licenses globally. Recently, the company added a UK EMI license and secure registration for crypto-assets from the Financial Conduct Authority, positioning Ripple as one of the most heavily licensed cryptocurrency firms worldwide. This extensive regulatory endorsement enhances Ripple’s credibility and attractiveness for institutional adoption.
Ripple continues to offer enterprise solutions that bridge traditional and digital finance through its advanced blockchain technology. The latest developments reaffirm the company’s commitment to maintaining a compliant infrastructure for financial institutions, thereby providing European businesses with access to modern digital asset technology.
