With 15 filings for spot XRP ETFs now under review by the Securities and Exchange Commission (SEC), speculation is ramping up about the impending approval and its potential impact on XRP’s price. As the landscape shifts following significant changes in the SEC’s leadership and a shift in its stance towards cryptocurrency, many are pondering not if approval will come, but when it will arrive.
Several firms filed for spot XRP ETFs during Ripple’s protracted legal battle with the SEC, signaling a strong interest in the asset that has only intensified following the election of former President Trump and the resignation of Gary Gensler. Consequently, XRP has emerged as the leading altcoin in terms of ETF filings, vying to share the spotlight with Bitcoin and Ethereum.
Recent betting markets indicate that the chances of approval for a spot XRP ETF by year’s end have escalated to 87%. Nate Geraci, co-founder of the ETF Institute and President at NovaDius Wealth Management, believes the probability is even closer to 100%, emphasizing the optimism surrounding XRP’s future.
The potential approval of spot XRP ETFs is viewed as a major catalyst for price appreciation. Given that Ripple has forged numerous partnerships and made strategic acquisitions in 2025 and with the SEC lawsuit all but resolved, many analysts are closely monitoring the situation.
Experts from AI platforms—ChatGPT, Grok, and Gemini—have weighed in on the implications of a spot XRP ETF launch. They indicated that such financial instruments could facilitate greater access for hedge funds, retirement accounts, and institutional investors to engage with XRP, effectively enhancing liquidity and mainstream adoption. This surge in interest could mirror the influx seen following the approvals of Bitcoin and Ethereum ETFs.
ChatGPT provided varied price predictions for XRP contingent upon ETF approval. In a conservative scenario, it suggested a price range of $4 to $5, which would mark a new all-time high for the asset. In a more optimistic outlook, XRP could soar toward $10, while an exceedingly bullish scenario could see the price exceeding $15 if additional market conditions align favorably.
Additional insights from Gemini forecast a target price of approximately $16 for XRP by the end of the year, while Grok offered a more cautious stance, stating that although surpassing $10 this year seems unlikely, the asset may reach those levels should strong demand persist.
As the cryptocurrency market evolves, the potential approval of these ETFs appears to hold significant promise for XRP, setting the stage for what could be a transformative moment for the asset and its investors.
