XRP is regaining significant attention in the cryptocurrency arena as Ripple’s CEO, Brad Garlinghouse, asserts that the approval of an XRP ETF is “inevitable” by the end of the year. This confident assertion has ignited a wave of optimism within the market, prompting analysts to predict a potential influx of billions in investments and a possible surge in XRP prices toward unprecedented levels.
### Predictions on XRP ETF Approval
Garlinghouse, speaking in a recent Bloomberg interview, expressed confidence that the U.S. Securities and Exchange Commission (SEC) could approve one or more of the pending spot XRP ETF applications by late 2025. Prominent asset managers, such as Bitwise, Franklin Templeton, and Canary, have submitted their applications, demonstrating increased institutional interest in gaining exposure to XRP.
“The approval of a spot XRP ETF is inevitable,” said Garlinghouse, signaling that XRP could eventually become part of the U.S. digital asset reserves alongside Bitcoin and other cryptocurrencies. Market data from Polymarket indicates that the likelihood of approval has surged to 96%, a significant increase from 65% earlier this year. ETF analysts James Seyffart and Eric Balchunas maintain a favorable approval probability of 95%, suggesting that regulatory trends are shifting positively.
### Anticipated Capital Inflows
Experts foresee a substantial influx of capital once an XRP ETF is launched. The head of research at CryptoQuant estimates that between 1% and 4% of XRP’s circulating supply could be absorbed by ETFs within the first year, equating to an influx of approximately $1.8 billion to $7.2 billion based on current values.
Kris Marszalek, CEO of Crypto.com, is even more optimistic, projecting that XRP ETFs could attract between $4 billion to $8 billion in 2026, marking a pivotal turn in the token’s price trajectory. Should these forecasts hold, XRP could experience price surges into the $4–$8 range by year’s end—well ahead of Ethereum’s ETF debut, which took over a year to achieve similar capital inflows.
### Institutional Interest on the Rise
The XRP Ledger (XRPL) is seeing increased traction in sectors such as tokenization and stablecoins. Ripple’s RLUSD stablecoin has now amassed $729 million in assets, while tokenized real-world assets on the XRPL are nearing $300 million—a notable 10% increase in just a month.
Institutional players are actively engaging with XRP; companies like VivoPower have announced intentions to purchase $100 million worth of XRP for treasury purposes, and other firms such as Webus, Trident, and SBI Holdings have revealed significant allocations in XRP.
Furthermore, market infrastructure is expanding, exemplified by Hidden Road—a leading prime broker—processing over $10 billion in daily trading volume through the XRPL, thereby enhancing liquidity and supporting XRP’s viability for wider institutional adoption.
### Current XRP Price and Technical Indicators
As of now, XRP is trading at approximately $3.02, holding above its 200-day Exponential Moving Average (EMA) of $2.57. Technical indicators suggest a bullish outlook, characterized by a descending wedge and a bullish pennant pattern that may indicate imminent upside movements.
Currently, XRP is reported at around $3.11, reflecting a 3.10% increase over the last 24 hours. The immediate resistance target is $3.67, which represents a 21% ascent from current levels. A sustained breakout above this level could pave the way for growth toward $5, a psychological milestone for traders. Conversely, if the price were to dip below $2.57, it would potentially invalidate this bullish thesis.
### Conclusion: A Pivotal Quarter Ahead for XRP
With unprecedented optimism surrounding ETF approvals, increased corporate treasury purchases of XRP, and the XRPL’s expansion into stablecoin and tokenized asset markets, analysts suggest that the final quarter of 2025 could be a watershed moment for Ripple and XRP. If the anticipated ETF approval occurs by year-end, it may catalyze billions in institutional capital inflows and significantly drive up XRP prices, potentially reaching new all-time highs.
