Recent assessments of the cryptocurrency landscape have brought XRP into the spotlight, particularly in its potential resilience against the impending threat of quantum computing. An analysis of the XRP Ledger (XRPL) has revealed that approximately 300,000 accounts—holding a staggering 2.4 billion XRP—have never executed a transaction, meaning their public keys have not been exposed on the blockchain. In stark contrast, the figure of dormant accounts with visible public keys appears much smaller, estimated at around 21 million XRP or roughly 0.03% of the total supply.
This nuance is becoming increasingly relevant as discussions around the implications of quantum computation shift from theoretical to more immediate concerns. Unlike Bitcoin, which has a significant number of older address types that already expose public keys, XRP’s account architecture allows users to update their signing keys without altering the underlying account. This presents a substantial advantage for XRP, positioning it as less vulnerable to quantum risks in the short term.
The advantage for XRP is not necessarily rooted in its current quantum safety but rather in its adaptability in the event that quantum threats materialize. XRPL developers have been proactively testing a post-quantum signature scheme called ML-DSA on AlphaNet since December 2025. However, it’s important to note that even with such innovations, active accounts will need to undertake migrations should quantum computers become fully operational.
Despite these efforts, the protective measures address only a fraction of the broader concern. The 0.03% statistic highlights the limited exposure of dormant wallets but serves as a reminder of the ongoing evolution in the crypto space regarding security against quantum developments.
This comparison brings to light a critical consideration for the future of cryptocurrencies: it’s not merely about which asset holds more value but which one faces less immediate risk and is equipped to adapt seamlessly in the face of changing technological landscapes. Currently, XRP is trading at $1.35, while Bitcoin’s price stands at $72,454 per token.
