Retail investors are increasingly diversifying their portfolios beyond cryptocurrency, according to a recent report from Bitget. This trend is highlighted in the exchange’s latest User Asset Allocation Report, which synthesizes data from platform activity and surveys conducted with over 6,000 users. While cryptocurrency still holds a significant place in trading portfolios, its dominance is waning as investors explore a broader range of asset classes, including equities, commodities, and AI-driven strategies.
Bitget, identified as a “Universal Exchange” (UEX), facilitates the trading of various assets—cryptocurrencies, tokenized stocks, commodities, and forex—within a single account. This model aims to streamline access to global markets, often leveraging stablecoins like USDT for transactions.
The report reveals that 86% of Bitget users still maintain cryptocurrency holdings; however, trading patterns indicate a shift toward more balanced investment strategies. At the beginning of 2026, crypto accounted for nearly all trading volume but dropped to a range of 60% to 80% by March due to increasing engagement in traditional markets.
Commodities have shown remarkable growth, with trading activity in assets like gold rising sharply during the quarter. This surge is notable, as it climbed from negligible levels to as much as 40% of total volume—marking one of the fastest upticks for non-crypto assets on the platform.
Equities are also gaining traction, with data indicating that 52% of users now hold stocks in addition to their crypto holdings. Furthermore, 35% of users have begun investing in commodities, signaling a broader trend towards portfolio diversification rather than a sole focus on cryptocurrencies.
AI’s role in trading is also on the rise, with approximately 51% of participants reporting the use of AI tools to inform their investment decisions. Bitget has been enhancing its own AI offerings aimed at helping users analyze various economic signals and market activities.
Among high-net-worth users, the trend toward diversification is even more pronounced. The report states that these individuals achieved an average return of 13% in 2025, with a select group of VIP traders experiencing gains between 51% and 100%. Looking forward, nearly three-quarters of these affluent investors plan to expand their investments across different asset classes in 2026, primarily as a risk management strategy.
Geographical differences also influence trading behaviors. In East Asia, the avoidance of currency conversion and traditional banking processes drives the preference for stablecoin systems. Alternatively, in Southeast Asia, access to leverage is crucial, while in Latin America, inflation tendencies are inspiring a move towards diversified portfolios that encompass both crypto and traditional assets.
The report also underscores a rising demand for comprehensive trading platforms. Around 71% of respondents view stablecoin settlement as an essential feature, while 65% prioritize the ability to seamlessly switch between asset classes within a single account.
Bitget’s CEO, Gracy Chen, noted that the data reflects a significant shift in retail trading behavior towards a more macro-aware approach. Investors are increasingly responsive to global economic signals rather than concentrating on a singular market. Overall, the findings suggest that retail investing is undergoing a transformative phase, where cryptocurrencies remain important but are no longer the exclusive focus for investors.
