Bitget has unveiled its “User Asset Allocation Report 2026,” revealing a significant trend among retail investors who are exploring beyond cryptocurrency into traditional asset classes such as equities, commodities, and AI-driven investment strategies. Despite this diversification, cryptocurrency continues to dominate trading activity, with 86% of surveyed Bitget users actively holding crypto assets as of the first quarter of 2026.
The report’s findings are based on the trading activity observed on Bitget and responses collected from over 6,000 global users, highlighting a shift towards a more diversified approach to portfolio construction across various asset classes. In early January 2026, crypto was responsible for nearly all trading volume on the platform; however, by March, this figure stabilized between 60% to 80% as investors began branching out into other markets.
Notably, trading of traditional assets, particularly gold, demonstrated a remarkable increase, rising from negligible levels to account for 20% to 40% of total trading activity during the same period. This marked the strongest quarterly growth recorded for non-crypto assets on Bitget. The data indicates that 52% of users now hold equities alongside their crypto investments, while 35% include gold or other precious metals in their portfolios. Moreover, commodities have emerged as the most broadly adopted category of non-crypto assets among participants surveyed.
The report identified AI and precious metals, as well as crude oil, as the top investment themes for 2026. The Bitget team observed that high-net-worth individuals are leading the charge in further diversifying their investment strategies.
In terms of performance, Bitget users recorded an average annual return of 13% in 2025, with around 6% of VIP users harnessing returns between 51% to 100%. Among high-value participants, a striking 74% indicated their intent to broaden their investments across crypto, equities, and commodities in 2026 to enhance their risk management strategies.
Regional trading preferences also reflect distinct local macroeconomic conditions. In East Asia, for example, 60% of users cited the desire to avoid currency conversion as a primary reason for utilizing USDT settlement, while 48% emphasized avoiding traditional account-opening hurdles. In Southeast Asia, a notable 46% of users pointed to leverage access as a crucial factor for trading traditional assets. In Latin America, 78% acknowledged diversification and protection against inflation or currency depreciation as key motivators for holding both crypto and traditional assets.
Gracy Chen, CEO of Bitget, noted a shift in retail traders who are becoming more macro-aware in their trading behaviors. She emphasized that users are beginning to allocate capital across different asset classes while considering liquidity, volatility, and market access. As a result, there is an emerging expectation that a single platform should support these varied needs efficiently.
Chen further remarked that stablecoin-based settlement is evolving into an essential entry point for engaging with broader market participation. The increasing interest in commodities, equities, and AI tools suggests that investors are constructing their portfolios based on global market signals rather than confining their strategies to a single asset class.
Integration of AI into trading practices is on the rise, with 51% of respondents indicating that they currently use AI tools to inform their investment decisions. Bitget’s suite of AI products— including GetAgent, GetClaw, and Agent Hub—are becoming integral in aiding users to interpret financial earnings, pricing movements in commodities, macroeconomic trends, and on-chain signals across multiple asset classes.
The survey also highlighted a significant demand for a Universal Exchange model, wherein 71% of users identified USDT settlement as the most critical feature. Additionally, 65% prioritized the ability to quickly switch between crypto, equities, forex, and commodities all within a single account. Users consistently conveyed that their ideal trading platform would amalgamate global asset access, stablecoin settlement, centralized liquidity, transparent reserve verification, and AI-assisted decision-making capability, all within a cohesive system.
