On September 29, 2025, Ripple Track (@RippleTrack) announced a groundbreaking development in the financial landscape, highlighted by comments from Monica Long, President of Ripple. Long revealed that multiple international banks are evaluating XRP as a mechanism for liquidity integration. This significant milestone marks a transformative shift from theoretical discussions to practical implementation, positioning XRP as a pivotal component of global financial infrastructure.
This announcement is emblematic of Ripple’s long-term vision to revolutionize cross-border payments, with Monica Long playing a crucial role in driving blockchain adoption.
Monica Long has been with Ripple since 2013, joining the company during its early days when it was a burgeoning startup exploring blockchain-based payment solutions. Initially serving as the Director of Communications, she was instrumental in shaping Ripple’s public image and fostering relationships with regulators, banks, and the media. Before her tenure at Ripple, she worked at Intuit as the PR Manager for the Small Business Group, managing communications for products like QuickBooks and TurboTax. Her experience at Intuit enhanced her skills in corporate relations and messaging, establishing her as a capable communicator adept at bridging technical innovation with broader public understanding.
As President of Ripple, Long oversees the company’s global operations, including liquidity, settlement, and custody services. Her leadership has been tested amidst significant challenges, such as the U.S. Securities and Exchange Commission (SEC) lawsuit that questioned the status of XRP as a security. A favorable ruling in 2023 confirmed that XRP is not necessarily a security, revitalizing Ripple’s trajectory and providing fresh momentum for the company. Under Long’s guidance, Ripple has also expanded into the development of stablecoins, further strengthening its cross-border payment network. Her strategic decisions and actions emphasize technical adoption and regulatory compliance, solidifying Ripple’s standing as a trustworthy player in the financial ecosystem.
Long’s influence is particularly evident in the burgeoning adoption of XRP through institutional partnerships. The recent news that international banks are testing XRP for enhanced liquidity underscores Ripple’s progression toward a more integrated role in the global financial system. Existing relationships with entities like SBI Holdings in Japan, along with various payment providers across Asia, Europe, and the Middle East, illustrate Ripple’s expansive network. Long’s announcement signals that Ripple is poised for significant advancements, potentially transitioning XRP from a speculative asset to an essential infrastructure for global liquidity—a development that could reshape traditional paradigms of cross-border transactions.
